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Sunray Mortgage is a Texas Residential Mortgage Lender offering self-employed mortgages, jumbo loans, refinance loans, & VA loans. Top rated expert lenders.

Find A Lender. In 1983, the Legislature created the VLB Veterans Housing Assistance Program (VHAP), to aid texas veterans in purchasing a home. Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment.

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Two points for borrowers to take away: First, the land and the home are a package deal if VA is expected to play any part in the loan. Veterans may have other options for land-only purchases depending.

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