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For more Bay Area housing affordability, home sales and other real estate news follow us on Flipboard. GOP lawmakers want to place a cap of $500,000 on mortgage interest deductions for new home loans.

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Linda, a 30-something Bay Area resident, is more than $100,000 in debt from student loans, she told Jill Schlesinger. "To me, it’s too risky for you to take on this thing called a mortgage." Homes.