A 15-year fixed-rate mortgage is ideal for buyers who want to minimize interest payments and pay off their loan faster. Get the latest interest rates for 15-year fixed-rate mortgages.Be sure to.

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. stood at 4.59 percent.The average rate for 15-year, fixed-rate home loans tumbled to 3.05 percent. U.S. long-term.

 · The 30 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 30 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Today’s low interest rate for a 15-year fixed is 3.375% (3.851% APR), and the interest rate for a 30-year fixed is 3.875% (4.136% APR). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

The 30-year fixed-rate mortgage fell to its lowest level since November 2016. mortgage averaged 4.59% during the same period. The 15-year fixed-rate mortgage also trended downwards at 3.05%.

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Lowest 15 Year Fixed Mortgage Rates – Submit quick loan refinancing application online and make it easier than ever. Refinancing your mortgage loan or home equity could save you money. On the other hand, if you plan to keep your refinanced mortgage, you’d be better with a lower rate, even paying points.

That was the lowest level since November 2016. The average rate for 15-year fixed-rate mortgages – a common refinance option.

Today’s Fifteen Year Mortgage Rates 15 vs 30 Year Loans. The most popular mortgage product across the United States is the 30-year fixed-rate mortgage. The reason most buyers opt for a 30-year fixed rate is they are guaranteed a stable monthly payment and the longer loan duration means they do not have a high monthly payment.

 · Barry Habib, a well-known mortgage rate commentator, says mortgage rates will be “the lowest they’ve ever been” in the next 12 months. Yes, lower than the 3.31%, 30-year fixed average seen.