Bridge loans are handy but also risky. not the borrower. GMAC is offering a home equity line that allows buyers to avoid private mortgage insurance. It works this way: You plan to put 10 percent.

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A home equity loan can help you with that. But do you want a loan that offers the flexibility to take out only as much as you need, when you need it? In that case, you might want to look at a home equity line of credit (HELOC), which is similar to a home equity loan but offers some more flexible advantages.