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  1. .com/personal/borrow/home-loans/mortgage-programs/fha-va-and-rd-loans’ target=’_blank’ rel=”noopener noreferrer – Get Into Your New Home for Less. FHA, VA and Rural Development loans can help borrowers into a home for less money with relaxed requirements. fha loans are private loans backed by the Federal Housing Administration. They typically have been used to help lower-income individuals borrow money to purchase a home. VA Loans are also loans,