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Since the 2007 recession, banks have been slow to approve commercial loans for small businesses. The lucky few who get banks loans have.

A business owner’s access to small business loans has changed a lot in the last 10 years. Traditional banks and credit unions aren’t the only lenders in the small business lending industry anymore, and loan types have diversified beyond just term loans and lines of credit.

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Determine your monthly loan payment and see how much you can afford with TD Bank’s small business loan calculator & see what the types of loans available.

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Explore our small business financing options and find out how to use small business loans and credit to finance your business needs. Get more information about funding your business with a term loan, SBA loan, secured and unsecured lines of credit and more from Bank of America.

Get the capital you need with a small business loan. Learn about small business loan types, application requirements and the best small.

Owner-occupied commercial loans. Use your equity to remodel or expand your growing business. Your commercial property offers perks like tax breaks and stability from unexpected rent increases with a fixed-rate loan.

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Secured, or collateralized, small business loans include equipment loans, factoring and merchant cash advances and require business owners to supply collateral to receive funds. For example, if you are looking for a loan to improve or upgrade your equipment, you can put down personal collateral and apply for an equipment loan.

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