Current 30 year mortgage rates at Citizens Bank are quoted at 3.75 percent with only 0.125 mortgage points. Their 15 year mortgage rates are also a good deal at 3.125 percent. If you’re looking for an adjustable mortgage, Citizens Bank’s 7 year mortgage rates are quoted at 3.50 percent.

Do I Need To Re-Fi My 30 Year Mortgage? Today’s Mortgage Rates and Refinance Rates. 20-Year Fixed Rate 4.625% 4.706% 15-Year Fixed Rate 4.25% 4.352% 7/1 ARM 4.25% 4.779% 5/1 ARM 4.25% 4.869% 30-Year Fixed-Rate jumbo 4.625% 4.634% 15-year Fixed-Rate Jumbo 4.375% 4.391% 7/1 arm jumbo 4.125% 4.649% rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time.

"A low rate is a great thing, but there’s more to the picture when it comes to refinancing." – MR. COOPER. Don’t get us wrong; we want to find you the best rate possible. It’s just that finding the best refinancing option for you involves more than just chasing a rock bottom rate.

When you take out a new loan and pay off and replace the old loan, it’s called refinancing. Usually, the goal of a refinance is to lower the monthly interest rate or payment. Leave your mortgage at.

up 4 basis points over the last seven days. Monthly payments on a 15-year fixed refinance at that rate will cost around $701.

Interest-rate cuts by the Federal Reserve, coupled with global economic and market pressures that are pushing down yields on 10-year U.S. Treasury bonds, have pushed down mortgage rates, making it.

and the percentage of all new applications that were seeking refinancing rose from 62.2% to 58.5%. adjustable-rate mortgage loans accounted for 4.8% of all applications, down by 0.7 percentage points.

The interest rate table below is updated daily, Monday through Friday, to give you the most current rates when refinancing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment. Try our Home Value Estimator to discover your home’s value. Contact a Chase Home Lending Advisor when you’re.

The unadjusted purchase index fell by 4% for the week and was 9% higher year. refinance index decreased by 15% week over week, and the percentage of all new applications that were seeking.

30 Year Fixed Mortgage Rate History According to Freddie Mac historical data, the 30-year fixed rate shot up to about 18 percent in September and October of 1981, which would give current homebuyers quite the sticker shock.

They were still 167% higher than a year ago, proving how volatile the weekly moves are despite rates being lower. The refinance share of mortgage activity decreased to 62.4 percent of total.

What Is Today’S Prime Rate? Current Mortgage and Refinance Rates Print Use annual percentage rate apr, which includes fees and costs, to compare rates across lenders. Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our.