Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Five consecutive weeks of increases pushed mortgage. The 15-year fixed-rate average jumped to 4.16 percent with an average 0.5 point. It was 4.11 percent a week ago and 3.13 percent a year ago. The.

With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.

It now stands at about a two-year low. The 15-year fixed-rate mortgage averaged 3.26%, down from 3.28%. The 5-year treasury-indexed hybrid adjustable-rate mortgage averaged 3.51%, down 1 basis point.

The initial interest rates for adjustable rate mortgages are normally lower than a fixed rate mortgage, which in turn means your monthly payment is lower. If you only plan to stay in your home for a short period of time, an ARM loan might be advantageous to you because you plan on moving or selling your home before your initial mortgage rate.

The 15-year FRM this week averaged 3.94 percent, up from last week when it averaged 3.87 percent. And the five-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.67 percent, up.

Mortgage Rates No Points Points – A hidden cost that many lenders attempt to lump into a 15 year is mortgage points. Lenders often offer borrowers very low interest rates, but to make the loan more profitable they try to add in points which are either paid at closing or lumped into the monthly payment.

Rates displayed are AmeriSave’s historical 30 year fixed, 15 year fixed and 7 year adjustable rates. Rates shown do not include additional fees/costs of the loan. These are rates that have been previously available during the indicated time period and not an indication of what is available today.

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Los Angeles Interest Rates Auto loan rates in Los Angeles, California. Here are the auto loan rates in Los Angeles, CA, as of 10 a.m. on Tuesday. The 48-month new-car loan rates vary from 1.99 percent to 2.68 percent.

Economic uncertainty drove mortgage rates. percent a year ago. The 15-year fixed-rate average fell to 3.03 percent from 3.07 percent with an average 0.5 point. It averaged 3.98 percent a year ago.

The average 15-year fixed mortgage rate is 3.12 percent with an APR of 3.32 percent. The 5/1 adjustable-rate mortgage (ARM) rate is 3.82 percent with an APR of 6.94 percent. Today’s Mortgage.